Expertise

Michael Kyprianou Fintech Partners Ltd in Malta is part of the MK Group and has developed a deep understanding and strong practice in all aspects and areas of financial services and Fintech. The team of experts has a tremendous network consisting of corporate, banking and tech partners. Members of the Management Board of MK Fintech Partners also serve as advisory members of the Government’s Think Tank (Digital Economy taskforce).

Malta is positioning itself as the go-to-place for innovative Fintech companies, including, Insurtech and Regtech as well as industry technology specialists who are the bloodline for this industry. Besides being very progressive, and using the English Language, the Malta Financial Services Authority (local regulator) has also successfully launched a Fintech Sandbox. Malta is a real Fintech hub, and due to its size is an ideal test environment for new technologies and ventures.

Fintech companies have been drawn to Malta because the island provides a wealth of talent, both in tech and finance and offers a fast-track process for bringing talent over from overseas. Besides Malta being a part of the European Union making passporting of services and activities easy, it also offers very favorable tax rates. The applicable tax rates for non-Maltese residents (after applicable refunds) are effectively 5% for trading companies and 0% for holding companies.